PF Balance Check: How to Check Your EPF Balance Online (2026 Guide)

Check via the EPFO member portal

Log in to the EPFO Member e-Sewa portal with your UAN and password, and go to "View Passbook" to see contribution-wise balance for every establishment you've worked at, updated roughly monthly.

Check via missed call or SMS

Give a missed call to the EPFO-registered number from your UAN-linked mobile, or send an SMS in the format EPFOHO UAN ENG (last three letters for your preferred language) to the EPFO SMS number — both return your balance and last contribution instantly, no data charges.

Check via the UMANG app

The UMANG app has an EPFO section where you can view your passbook, raise claims and track claim status from your phone, using the same UAN credentials.

If your balance looks wrong

A mismatch usually traces back to your employer not depositing contributions on time, or a previous employer's PF account not being transferred/merged into your current UAN. If you run payroll for a small team and want contributions tracked properly every month, our bookkeeping service reconciles payroll deductions as part of monthly books.

FAQs

Is PF balance the same as the amount I can withdraw? Not always — a portion may be locked in as pension contribution (EPS) which isn't withdrawable the same way as the PF corpus.

How often is the passbook updated? Typically monthly, once your employer's contribution for that month is processed by EPFO.